Call reports 2005
CLEO STATE BANK — 2005
What CLEO STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 38,797,000 | 38,438,000 | 38,000,000 | 38,421,000 |
| Total loans | 9,706,000 | 7,310,000 | 7,900,000 | 11,095,000 |
| Allowance for loan losses | 207,000 | 218,000 | 224,000 | 231,000 |
| Securities available for sale | 24,276,000 | 25,874,000 | 25,132,000 | 23,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,712,000 | 25,282,000 | 25,338,000 | 25,842,000 |
| Interest-bearing deposits | 19,502,000 | 20,295,000 | 20,309,000 | 20,472,000 |
| Noninterest-bearing deposits | 6,210,000 | 4,987,000 | 5,029,000 | 5,370,000 |
| Equity capital | 8,039,000 | 8,107,000 | 7,606,000 | 7,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 866,000 | 1,352,000 | 1,830,000 |
| Interest expense | 110,000 | 236,000 | 376,000 | 530,000 |
| Net interest income | 321,000 | 630,000 | 976,000 | 1,300,000 |
| Noninterest income | 49,000 | 94,000 | 142,000 | 197,000 |
| Noninterest expense | 143,000 | 285,000 | 467,000 | 663,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 227,000 | 439,000 | 651,000 | 835,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 227,000 | 439,000 | 651,000 | 835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,378,000 | 8,203,000 | 7,815,000 | 7,999,000 |
| Total capital | 8,585,000 | 8,421,000 | 8,039,000 | 8,230,000 |
| Risk-weighted assets | 39,734,000 | 17,921,000 | 20,128,000 | 22,152,000 |
Machine access — free, no API key
Every figure shown here about CLEO STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.