Call reports 2004
CLEO STATE BANK — 2004
What CLEO STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 39,078,000 | 38,689,000 | 37,304,000 | 37,199,000 |
| Total loans | 7,548,000 | 6,859,000 | 7,372,000 | 10,705,000 |
| Allowance for loan losses | 176,000 | 184,000 | 195,000 | 197,000 |
| Securities available for sale | 26,664,000 | 26,088,000 | 25,948,000 | 24,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,966,000 | 25,278,000 | 24,138,000 | 24,008,000 |
| Interest-bearing deposits | 19,720,000 | 20,187,000 | 19,229,000 | 19,205,000 |
| Noninterest-bearing deposits | 5,246,000 | 5,091,000 | 4,909,000 | 4,803,000 |
| Equity capital | 9,067,000 | 8,370,000 | 8,126,000 | 8,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 841,000 | 1,292,000 | 1,711,000 |
| Interest expense | 103,000 | 204,000 | 307,000 | 411,000 |
| Net interest income | 320,000 | 637,000 | 985,000 | 1,300,000 |
| Noninterest income | 36,000 | 83,000 | 125,000 | 164,000 |
| Noninterest expense | 141,000 | 269,000 | 400,000 | 569,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 215,000 | 451,000 | 710,000 | 895,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 215,000 | 451,000 | 710,000 | 895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,583,000 | 8,820,000 | 7,965,000 | 8,151,000 |
| Total capital | 8,759,000 | 9,004,000 | 8,160,000 | 8,348,000 |
| Risk-weighted assets | 19,813,000 | 19,265,000 | 36,985,000 | 21,737,000 |
Machine access — free, no API key
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