Call reports 2015
TRADITION BANK — 2015
What TRADITION BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 524,568,000 | 522,260,000 | 540,977,000 | 547,326,000 |
| Total loans | 224,789,000 | 241,881,000 | 239,196,000 | 252,652,000 |
| Allowance for loan losses | 4,350,000 | 4,432,000 | 4,432,000 | 4,262,000 |
| Securities available for sale | 100,380,000 | 98,983,000 | 91,083,000 | 87,504,000 |
| Securities held to maturity | 152,004,000 | 149,879,000 | 141,318,000 | 156,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,628,000 | 464,142,000 | 484,161,000 | 489,201,000 |
| Interest-bearing deposits | 349,798,000 | 345,426,000 | 364,511,000 | 366,904,000 |
| Noninterest-bearing deposits | 114,830,000 | 118,716,000 | 119,650,000 | 122,297,000 |
| Equity capital | 51,438,000 | 51,589,000 | 52,797,000 | 49,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,585,000 | 9,263,000 | 14,015,000 | 18,769,000 |
| Interest expense | 603,000 | 1,191,000 | 1,807,000 | 2,431,000 |
| Net interest income | 3,982,000 | 8,072,000 | 12,208,000 | 16,338,000 |
| Noninterest income | 348,000 | 700,000 | 1,087,000 | 1,422,000 |
| Noninterest expense | 3,388,000 | 6,723,000 | 10,355,000 | 18,063,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,357,000 | 2,464,000 | 3,429,000 | 224,000 |
| Income tax | 200,000 | 329,000 | 355,000 | -26,000 |
| Net income | 1,157,000 | 2,135,000 | 3,074,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,326,000 | 50,068,000 | 50,770,000 | 47,472,000 |
| Total capital | 53,185,000 | 54,135,000 | 54,759,000 | 51,663,000 |
| Risk-weighted assets | 312,182,000 | 324,988,000 | 318,670,000 | 335,208,000 |