Call reports 2013
TRADITION BANK — 2013
What TRADITION BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 476,818,000 | 484,011,000 | 486,921,000 | 502,039,000 |
| Total loans | 217,214,000 | 225,174,000 | 226,066,000 | 231,640,000 |
| Allowance for loan losses | 3,988,000 | 4,045,000 | 4,106,000 | 4,075,000 |
| Securities available for sale | 91,323,000 | 100,938,000 | 103,235,000 | 112,084,000 |
| Securities held to maturity | 111,521,000 | 105,443,000 | 104,066,000 | 105,941,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,974,000 | 434,136,000 | 435,006,000 | 445,540,000 |
| Interest-bearing deposits | 334,282,000 | 339,631,000 | 343,254,000 | 346,211,000 |
| Noninterest-bearing deposits | 89,692,000 | 94,505,000 | 91,752,000 | 99,329,000 |
| Equity capital | 45,469,000 | 44,957,000 | 45,385,000 | 46,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,524,000 | 9,154,000 | 13,787,000 | 18,547,000 |
| Interest expense | 750,000 | 1,489,000 | 2,220,000 | 2,940,000 |
| Net interest income | 3,774,000 | 7,665,000 | 11,567,000 | 15,607,000 |
| Noninterest income | 366,000 | 723,000 | 1,065,000 | 1,498,000 |
| Noninterest expense | 3,233,000 | 6,437,000 | 9,759,000 | 12,775,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 200,000 |
| Pretax income | 858,000 | 1,994,000 | 2,856,000 | 4,293,000 |
| Income tax | 9,000 | 124,000 | 134,000 | 293,000 |
| Net income | 849,000 | 1,870,000 | 2,722,000 | 4,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,001,000 | 43,785,000 | 44,400,000 | 45,237,000 |
| Total capital | 46,400,000 | 47,326,000 | 47,989,000 | 48,913,000 |
| Risk-weighted assets | 271,313,000 | 282,739,000 | 286,530,000 | 293,762,000 |