Call reports 2012
TRADITION BANK — 2012
What TRADITION BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 463,551,000 | 475,082,000 | 469,831,000 | 490,369,000 |
| Total loans | 221,900,000 | 222,689,000 | 222,584,000 | 219,489,000 |
| Allowance for loan losses | 3,734,000 | 3,861,000 | 3,886,000 | 3,929,000 |
| Securities available for sale | 85,544,000 | 92,384,000 | 85,123,000 | 83,549,000 |
| Securities held to maturity | 90,177,000 | 98,559,000 | 108,186,000 | 108,323,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,546,000 | 426,471,000 | 419,510,000 | 438,421,000 |
| Interest-bearing deposits | 316,542,000 | 330,905,000 | 326,059,000 | 339,033,000 |
| Noninterest-bearing deposits | 98,004,000 | 95,566,000 | 93,451,000 | 99,388,000 |
| Equity capital | 42,257,000 | 43,460,000 | 44,375,000 | 44,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,759,000 | 9,553,000 | 14,321,000 | 18,905,000 |
| Interest expense | 832,000 | 1,648,000 | 2,466,000 | 3,253,000 |
| Net interest income | 3,927,000 | 7,905,000 | 11,855,000 | 15,652,000 |
| Noninterest income | 243,000 | 614,000 | 926,000 | 1,189,000 |
| Noninterest expense | 3,183,000 | 6,351,000 | 9,647,000 | 12,474,000 |
| Provision for loan losses | 124,000 | 249,000 | 363,000 | 426,000 |
| Pretax income | 1,121,000 | 2,177,000 | 3,072,000 | 4,329,000 |
| Income tax | 121,000 | 229,000 | 274,000 | 449,000 |
| Net income | 1,000,000 | 1,948,000 | 2,798,000 | 3,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,436,000 | 41,144,000 | 41,753,000 | 42,389,000 |
| Total capital | 43,760,000 | 44,517,000 | 45,132,000 | 45,790,000 |
| Risk-weighted assets | 264,827,000 | 269,073,000 | 269,820,000 | 270,929,000 |