Call reports 2011
TRADITION BANK — 2011
What TRADITION BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 424,143,000 | 438,343,000 | 450,880,000 | 454,371,000 |
| Total loans | 239,967,000 | 236,092,000 | 227,727,000 | 223,017,000 |
| Allowance for loan losses | 3,372,000 | 3,486,000 | 3,440,000 | 3,614,000 |
| Securities available for sale | 65,734,000 | 69,502,000 | 75,461,000 | 79,612,000 |
| Securities held to maturity | 62,536,000 | 67,178,000 | 78,056,000 | 84,566,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,324,000 | 391,377,000 | 401,129,000 | 403,671,000 |
| Interest-bearing deposits | 303,960,000 | 308,471,000 | 305,484,000 | 310,195,000 |
| Noninterest-bearing deposits | 75,364,000 | 82,906,000 | 95,645,000 | 93,476,000 |
| Equity capital | 38,980,000 | 39,783,000 | 41,093,000 | 41,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,928,000 | 9,815,000 | 14,732,000 | 19,643,000 |
| Interest expense | 1,043,000 | 2,034,000 | 2,998,000 | 3,906,000 |
| Net interest income | 3,885,000 | 7,781,000 | 11,734,000 | 15,737,000 |
| Noninterest income | 288,000 | 607,000 | 1,025,000 | 1,094,000 |
| Noninterest expense | 3,346,000 | 6,667,000 | 10,029,000 | 12,918,000 |
| Provision for loan losses | 95,000 | 189,000 | 284,000 | 428,000 |
| Pretax income | 732,000 | 1,532,000 | 2,567,000 | 3,606,000 |
| Income tax | 39,000 | 93,000 | 240,000 | 295,000 |
| Net income | 693,000 | 1,439,000 | 2,327,000 | 3,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,837,000 | 38,381,000 | 39,066,000 | 39,677,000 |
| Total capital | 41,209,000 | 41,847,000 | 42,468,000 | 42,983,000 |
| Risk-weighted assets | 279,022,000 | 276,491,000 | 272,429,000 | 263,418,000 |