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Call reports 2006

TRADITION BANK — 2006

What TRADITION BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1b11a079-8438-421b-be40-61b4d430dedb/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets296,216,000310,186,000326,106,000336,844,000
Total loans209,645,000227,694,000229,361,000232,209,000
Allowance for loan losses2,486,0002,620,0002,694,0002,917,000
Securities available for sale24,822,00024,431,00024,831,00025,018,000
Securities held to maturity22,530,00025,770,00026,539,00027,824,000
Trading assets0000
Total deposits252,035,000262,800,000283,417,000300,702,000
Interest-bearing deposits189,334,000195,324,000215,234,000233,283,000
Noninterest-bearing deposits62,701,00067,476,00068,183,00067,419,000
Equity capital27,477,00027,671,00028,286,00028,556,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income4,621,0009,773,00015,464,00021,380,000
Interest expense1,672,0003,597,0005,866,0008,355,000
Net interest income2,949,0006,176,0009,598,00013,025,000
Noninterest income369,000752,0001,145,0001,515,000
Noninterest expense2,212,0004,575,0007,053,0009,690,000
Provision for loan losses111,000263,000511,000739,000
Pretax income995,0002,090,0003,179,0004,111,000
Income tax332,000671,000983,0001,250,000
Net income663,0001,419,0002,196,0002,861,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital27,167,00027,626,00027,985,00028,137,000
Total capital29,653,00030,246,00030,679,00031,054,000
Risk-weighted assets245,520,000261,491,000265,967,000269,793,000

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