Call reports 2005
TRADITION BANK — 2005
What TRADITION BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 240,107,000 | 243,371,000 | 261,168,000 | 275,945,000 |
| Total loans | 169,689,000 | 172,016,000 | 188,125,000 | 195,212,000 |
| Allowance for loan losses | 1,757,000 | 1,972,000 | 2,063,000 | 2,357,000 |
| Securities available for sale | 25,194,000 | 24,167,000 | 25,081,000 | 24,971,000 |
| Securities held to maturity | 23,150,000 | 23,419,000 | 23,520,000 | 22,969,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,774,000 | 210,339,000 | 219,114,000 | 234,575,000 |
| Interest-bearing deposits | 153,809,000 | 155,734,000 | 163,767,000 | 178,027,000 |
| Noninterest-bearing deposits | 52,965,000 | 54,605,000 | 55,347,000 | 56,548,000 |
| Equity capital | 20,437,000 | 20,921,000 | 21,142,000 | 21,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,331,000 | 6,950,000 | 10,868,000 | 15,375,000 |
| Interest expense | 950,000 | 2,027,000 | 3,301,000 | 4,869,000 |
| Net interest income | 2,381,000 | 4,923,000 | 7,567,000 | 10,506,000 |
| Noninterest income | 430,000 | 834,000 | 1,231,000 | 1,611,000 |
| Noninterest expense | 1,780,000 | 3,623,000 | 5,559,000 | 7,593,000 |
| Provision for loan losses | 193,000 | 385,000 | 562,000 | 881,000 |
| Pretax income | 838,000 | 1,749,000 | 2,677,000 | 3,643,000 |
| Income tax | 269,000 | 546,000 | 833,000 | 1,124,000 |
| Net income | 569,000 | 1,203,000 | 1,844,000 | 2,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,994,000 | 20,320,000 | 20,652,000 | 20,648,000 |
| Total capital | 21,751,000 | 22,292,000 | 22,715,000 | 23,005,000 |
| Risk-weighted assets | 182,539,000 | 187,537,000 | 220,917,000 | 231,542,000 |
Machine access — free, no API key
Every figure shown here about TRADITION BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.