Call reports 2025
FIRST RESOURCE BANK — 2025
What FIRST RESOURCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 689,425,000 | 735,920,000 | 765,728,000 | 826,710,000 |
| Total loans | 569,225,000 | 619,461,000 | 653,638,000 | 684,739,000 |
| Allowance for loan losses | 6,569,000 | 6,945,000 | 6,907,000 | 8,867,000 |
| Securities available for sale | 40,137,000 | 40,502,000 | 45,963,000 | 58,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 556,713,000 | 601,581,000 | 649,347,000 | 688,365,000 |
| Interest-bearing deposits | 455,471,000 | 487,701,000 | 534,036,000 | 565,157,000 |
| Noninterest-bearing deposits | 101,242,000 | 113,880,000 | 115,311,000 | 123,208,000 |
| Equity capital | 59,698,000 | 61,490,000 | 64,177,000 | 65,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,982,000 | 18,858,000 | 29,291,000 | 39,971,000 |
| Interest expense | 3,579,000 | 7,228,000 | 11,075,000 | 14,813,000 |
| Net interest income | 5,403,000 | 11,630,000 | 18,216,000 | 25,158,000 |
| Noninterest income | 240,000 | 674,000 | 1,033,000 | 1,654,000 |
| Noninterest expense | 3,617,000 | 7,755,000 | 12,083,000 | 16,785,000 |
| Provision for loan losses | 275,000 | 675,000 | 1,100,000 | 3,350,000 |
| Pretax income | 1,751,000 | 3,849,000 | 6,041,000 | 6,652,000 |
| Income tax | 482,000 | 1,093,000 | 1,654,000 | 1,848,000 |
| Net income | 1,269,000 | 2,756,000 | 4,387,000 | 4,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,529,000 | 56,510,000 | 58,673,000 | 60,222,000 |
| Total capital | 60,661,000 | 63,232,000 | 65,680,000 | 67,648,000 |
| Risk-weighted assets | 490,066,000 | 537,441,000 | 565,320,000 | 592,590,000 |