Call reports 2019
FIRST RESOURCE BANK — 2019
What FIRST RESOURCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 190,430,000 | 197,953,000 | 212,645,000 | 223,215,000 |
| Total loans | 161,999,000 | 167,255,000 | 177,118,000 | 185,027,000 |
| Allowance for loan losses | 1,758,000 | 1,769,000 | 1,879,000 | 1,964,000 |
| Securities available for sale | 9,212,000 | 8,589,000 | 8,182,000 | 7,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,880,000 | 150,996,000 | 168,481,000 | 178,849,000 |
| Interest-bearing deposits | 108,317,000 | 114,611,000 | 128,625,000 | 134,868,000 |
| Noninterest-bearing deposits | 33,563,000 | 36,385,000 | 39,856,000 | 43,981,000 |
| Equity capital | 21,313,000 | 21,910,000 | 21,977,000 | 22,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,051,000 | 4,208,000 | 6,497,000 | 8,865,000 |
| Interest expense | 296,000 | 626,000 | 1,017,000 | 1,465,000 |
| Net interest income | 1,755,000 | 3,582,000 | 5,480,000 | 7,400,000 |
| Noninterest income | 111,000 | 223,000 | 359,000 | 452,000 |
| Noninterest expense | 1,344,000 | 2,699,000 | 4,066,000 | 5,678,000 |
| Provision for loan losses | 61,000 | 72,000 | 183,000 | 269,000 |
| Pretax income | 461,000 | 1,034,000 | 1,590,000 | 1,905,000 |
| Income tax | 0 | 0 | 475,000 | 465,000 |
| Net income | 461,000 | 1,034,000 | 1,115,000 | 1,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,902,000 | 19,418,000 | 19,507,000 | 20,018,000 |
| Total capital | 20,660,000 | 21,187,000 | 21,386,000 | 21,982,000 |
| Risk-weighted assets | 142,934,000 | 143,876,000 | 156,913,000 | 165,485,000 |