Call reports 2018
FIRST RESOURCE BANK — 2018
What FIRST RESOURCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 46,301,000 | 200,245,000 | 201,410,000 | 191,563,000 |
| Total loans | 27,695,000 | 159,181,000 | 158,841,000 | 154,931,000 |
| Allowance for loan losses | 162,000 | 1,644,000 | 1,665,000 | 1,698,000 |
| Securities available for sale | 3,472,000 | 10,744,000 | 10,197,000 | 9,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,439,000 | 151,322,000 | 153,887,000 | 143,789,000 |
| Interest-bearing deposits | 29,561,000 | 121,894,000 | 117,876,000 | 107,458,000 |
| Noninterest-bearing deposits | 10,878,000 | 29,428,000 | 36,011,000 | 36,331,000 |
| Equity capital | 5,814,000 | 19,947,000 | 20,536,000 | 20,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 383,000 | 4,032,000 | 6,143,000 | 8,261,000 |
| Interest expense | 21,000 | 533,000 | 788,000 | 1,062,000 |
| Net interest income | 362,000 | 3,499,000 | 5,355,000 | 7,199,000 |
| Noninterest income | 23,000 | 210,000 | 332,000 | 449,000 |
| Noninterest expense | 333,000 | 3,004,000 | 4,373,000 | 5,664,000 |
| Provision for loan losses | 23,000 | 219,000 | 240,000 | 273,000 |
| Pretax income | 29,000 | 486,000 | 1,074,000 | 1,711,000 |
| Income tax | 0 | -850,000 | -850,000 | -850,000 |
| Net income | 29,000 | 1,336,000 | 1,924,000 | 2,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,000,000 | 17,589,000 | 18,187,000 | 18,432,000 |
| Total capital | 4,162,000 | 19,233,000 | 19,852,000 | 20,130,000 |
| Risk-weighted assets | 26,292,000 | 145,861,000 | 142,852,000 | 138,740,000 |