Call reports 2017
FIRST RESOURCE BANK — 2017
What FIRST RESOURCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 66,917,000 | 44,955,000 | 47,349,000 | 45,740,000 |
| Total loans | 29,407,000 | 33,158,000 | 30,705,000 | 28,845,000 |
| Allowance for loan losses | 302,000 | 43,000 | 87,000 | 139,000 |
| Securities available for sale | 6,304,000 | 4,123,000 | 3,969,000 | 3,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,703,000 | 38,613,000 | 41,478,000 | 39,819,000 |
| Interest-bearing deposits | 27,558,000 | 28,149,000 | 30,135,000 | 30,255,000 |
| Noninterest-bearing deposits | 13,145,000 | 10,464,000 | 11,343,000 | 9,564,000 |
| Equity capital | 25,975,000 | 5,691,000 | 5,751,000 | 5,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 507,000 | 412,000 | 844,000 | 1,293,000 |
| Interest expense | 24,000 | 15,000 | 34,000 | 55,000 |
| Net interest income | 483,000 | 397,000 | 810,000 | 1,238,000 |
| Noninterest income | 121,000 | 24,000 | 53,000 | 80,000 |
| Noninterest expense | 634,000 | 370,000 | 728,000 | 1,059,000 |
| Provision for loan losses | 0 | 43,000 | 87,000 | 139,000 |
| Pretax income | -13,000 | 8,000 | 48,000 | 120,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -13,000 | 8,000 | 48,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,652,000 | 3,902,000 | 3,949,000 | 4,029,000 |
| Total capital | 25,964,000 | 3,945,000 | 4,036,000 | 4,168,000 |
| Risk-weighted assets | 34,193,000 | 32,921,000 | 30,101,000 | 27,589,000 |