Call reports 2016
FIRST RESOURCE BANK — 2016
What FIRST RESOURCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 66,697,000 | 62,357,000 | 67,031,000 | 65,439,000 |
| Total loans | 26,761,000 | 27,852,000 | 26,657,000 | 28,883,000 |
| Allowance for loan losses | 697,000 | 299,000 | 299,000 | 302,000 |
| Securities available for sale | 13,503,000 | 13,082,000 | 11,640,000 | 11,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,438,000 | 36,758,000 | 40,376,000 | 39,047,000 |
| Interest-bearing deposits | 30,222,000 | 26,717,000 | 29,356,000 | 29,039,000 |
| Noninterest-bearing deposits | 11,216,000 | 10,041,000 | 11,020,000 | 10,008,000 |
| Equity capital | 24,811,000 | 25,228,000 | 26,196,000 | 25,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,413,000 | 2,515,000 | 2,990,000 |
| Interest expense | 33,000 | 60,000 | 85,000 | 110,000 |
| Net interest income | 698,000 | 1,353,000 | 2,430,000 | 2,880,000 |
| Noninterest income | 1,528,000 | 1,583,000 | 2,210,000 | 2,260,000 |
| Noninterest expense | 1,146,000 | 1,828,000 | 2,548,000 | 3,238,000 |
| Provision for loan losses | 0 | -399,000 | -399,000 | -399,000 |
| Pretax income | 1,080,000 | 1,507,000 | 2,491,000 | 2,301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,080,000 | 1,507,000 | 2,491,000 | 2,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,422,000 | 24,856,000 | 25,846,000 | 25,662,000 |
| Total capital | 24,836,000 | 25,167,000 | 26,158,000 | 25,975,000 |
| Risk-weighted assets | 32,821,000 | 34,475,000 | 32,337,000 | 34,358,000 |