Call reports 2015
FIRST RESOURCE BANK — 2015
What FIRST RESOURCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 72,209,000 | 71,974,000 | 72,535,000 | 71,109,000 |
| Total loans | 28,326,000 | 29,468,000 | 26,679,000 | 26,796,000 |
| Allowance for loan losses | 689,000 | 694,000 | 696,000 | 696,000 |
| Securities available for sale | 11,321,000 | 11,580,000 | 12,933,000 | 13,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,266,000 | 44,832,000 | 45,238,000 | 43,283,000 |
| Interest-bearing deposits | 33,923,000 | 34,902,000 | 35,363,000 | 33,731,000 |
| Noninterest-bearing deposits | 11,343,000 | 9,930,000 | 9,875,000 | 9,552,000 |
| Equity capital | 23,283,000 | 23,539,000 | 23,660,000 | 23,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,076,000 | 1,915,000 | 2,637,000 | 3,414,000 |
| Interest expense | 59,000 | 109,000 | 156,000 | 196,000 |
| Net interest income | 1,017,000 | 1,806,000 | 2,481,000 | 3,218,000 |
| Noninterest income | 96,000 | 266,000 | 393,000 | 496,000 |
| Noninterest expense | 712,000 | 1,419,000 | 2,100,000 | 2,787,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 401,000 | 653,000 | 774,000 | 927,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 401,000 | 653,000 | 774,000 | 927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,805,000 | 23,062,000 | 23,187,000 | 23,345,000 |
| Total capital | 23,265,000 | 23,524,000 | 23,614,000 | 23,768,000 |
| Risk-weighted assets | 36,608,000 | 36,706,000 | 33,857,000 | 33,526,000 |