Call reports 2014
FIRST RESOURCE BANK — 2014
What FIRST RESOURCE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 80,355,000 | 79,100,000 | 82,757,000 | 78,993,000 |
| Total loans | 26,865,000 | 26,609,000 | 27,459,000 | 28,077,000 |
| Allowance for loan losses | 646,000 | 690,000 | 692,000 | 690,000 |
| Securities available for sale | 10,088,000 | 10,107,000 | 10,188,000 | 11,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,417,000 | 53,427,000 | 52,393,000 | 52,408,000 |
| Interest-bearing deposits | 46,212,000 | 43,389,000 | 41,601,000 | 40,356,000 |
| Noninterest-bearing deposits | 9,205,000 | 10,038,000 | 10,792,000 | 12,052,000 |
| Equity capital | 23,075,000 | 23,980,000 | 27,395,000 | 22,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,978,000 | 3,329,000 | 4,585,000 | 5,685,000 |
| Interest expense | 85,000 | 165,000 | 239,000 | 304,000 |
| Net interest income | 1,893,000 | 3,164,000 | 4,346,000 | 5,381,000 |
| Noninterest income | 889,000 | 1,368,000 | 4,673,000 | 6,166,000 |
| Noninterest expense | 1,298,000 | 2,173,000 | 3,230,000 | 6,432,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,484,000 | 2,359,000 | 5,789,000 | 5,115,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 1,479,000 | 2,354,000 | 5,784,000 | 5,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,590,000 | 23,476,000 | 26,931,000 | 22,349,000 |
| Total capital | 23,021,000 | 23,895,000 | 27,241,000 | 22,774,000 |
| Risk-weighted assets | 34,813,000 | 33,232,000 | 33,787,000 | 35,275,000 |