Call reports 2013
FIRST RESOURCE BANK — 2013
What FIRST RESOURCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 80,349,000 | 76,535,000 | 83,294,000 | 83,605,000 |
| Total loans | 32,116,000 | 30,373,000 | 29,727,000 | 28,478,000 |
| Allowance for loan losses | 197,000 | 195,000 | 688,000 | 643,000 |
| Securities available for sale | 10,265,000 | 10,210,000 | 10,216,000 | 10,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,446,000 | 59,017,000 | 61,829,000 | 60,314,000 |
| Interest-bearing deposits | 55,912,000 | 49,353,000 | 50,829,000 | 49,864,000 |
| Noninterest-bearing deposits | 7,534,000 | 9,664,000 | 11,000,000 | 10,450,000 |
| Equity capital | 16,367,000 | 17,026,000 | 20,494,000 | 21,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,767,000 | 3,622,000 | 8,330,000 | 11,264,000 |
| Interest expense | 115,000 | 223,000 | 324,000 | 420,000 |
| Net interest income | 1,652,000 | 3,399,000 | 8,006,000 | 10,844,000 |
| Noninterest income | 400,000 | 622,000 | 1,425,000 | 2,156,000 |
| Noninterest expense | 1,561,000 | 2,796,000 | 4,264,000 | 6,726,000 |
| Provision for loan losses | 0 | 29,000 | 522,000 | 523,000 |
| Pretax income | 491,000 | 1,196,000 | 4,645,000 | 5,751,000 |
| Income tax | 0 | 4,000 | 4,000 | 4,000 |
| Net income | 491,000 | 1,192,000 | 4,641,000 | 5,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,814,000 | 16,525,000 | 19,983,000 | 21,099,000 |
| Total capital | 16,011,000 | 16,720,000 | 20,470,000 | 21,571,000 |
| Risk-weighted assets | 41,701,000 | 68,321,000 | 38,811,000 | 37,608,000 |