Call reports 2012
FIRST RESOURCE BANK — 2012
What FIRST RESOURCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 105,545,000 | 92,249,000 | 89,227,000 | 89,394,000 |
| Total loans | 45,695,000 | 42,946,000 | 41,127,000 | 37,391,000 |
| Allowance for loan losses | 123,000 | 119,000 | 200,000 | 197,000 |
| Securities available for sale | 9,993,000 | 10,188,000 | 9,169,000 | 9,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,817,000 | 77,353,000 | 73,608,000 | 72,896,000 |
| Interest-bearing deposits | 80,532,000 | 66,576,000 | 65,180,000 | 62,481,000 |
| Noninterest-bearing deposits | 10,285,000 | 10,777,000 | 8,428,000 | 10,415,000 |
| Equity capital | 13,813,000 | 14,158,000 | 14,741,000 | 15,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,103,000 | 2,731,000 | 4,919,000 | 7,257,000 |
| Interest expense | 151,000 | 312,000 | 456,000 | 592,000 |
| Net interest income | 952,000 | 2,419,000 | 4,463,000 | 6,665,000 |
| Noninterest income | 428,000 | 523,000 | 579,000 | 712,000 |
| Noninterest expense | 1,135,000 | 2,367,000 | 3,828,000 | 5,030,000 |
| Provision for loan losses | 0 | 71,000 | 152,000 | 152,000 |
| Pretax income | 245,000 | 504,000 | 1,080,000 | 2,213,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 245,000 | 504,000 | 1,080,000 | 2,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,513,000 | 13,583,000 | 14,169,000 | 15,312,000 |
| Total capital | 13,636,000 | 13,702,000 | 14,369,000 | 15,509,000 |
| Risk-weighted assets | 62,456,000 | 52,037,000 | 48,663,000 | 46,313,000 |