Call reports 2006
BANK OF MONTICELLO — 2006
What BANK OF MONTICELLO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 66,670,000 | 67,454,000 | 68,551,000 | 68,670,000 |
| Total loans | 49,506,000 | 51,448,000 | 52,447,000 | 50,600,000 |
| Allowance for loan losses | 451,000 | 462,000 | 479,000 | 474,000 |
| Securities available for sale | 9,156,000 | 8,995,000 | 8,724,000 | 8,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,702,000 | 56,234,000 | 59,239,000 | 60,009,000 |
| Interest-bearing deposits | 49,515,000 | 50,409,000 | 53,536,000 | 53,811,000 |
| Noninterest-bearing deposits | 6,187,000 | 5,825,000 | 5,703,000 | 6,198,000 |
| Equity capital | 7,391,000 | 7,354,000 | 7,544,000 | 7,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 910,000 | 1,916,000 | 2,976,000 | 4,092,000 |
| Interest expense | 402,000 | 845,000 | 1,344,000 | 1,862,000 |
| Net interest income | 508,000 | 1,071,000 | 1,632,000 | 2,230,000 |
| Noninterest income | 181,000 | 394,000 | 608,000 | 807,000 |
| Noninterest expense | 617,000 | 1,251,000 | 1,888,000 | 2,499,000 |
| Provision for loan losses | 0 | 12,000 | 29,000 | 46,000 |
| Pretax income | 72,000 | 189,000 | 310,000 | 479,000 |
| Income tax | 10,000 | 32,000 | 50,000 | 87,000 |
| Net income | 62,000 | 157,000 | 260,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,864,000 | 6,871,000 | 6,988,000 | 7,007,000 |
| Total capital | 6,735,000 | 6,746,000 | 6,872,000 | 6,874,000 |
| Risk-weighted assets | 54,315,000 | 54,851,000 | 55,546,000 | 52,373,000 |
Machine access — free, no API key
Every figure shown here about BANK OF MONTICELLO — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.