Call reports 2005
BANK OF MONTICELLO — 2005
What BANK OF MONTICELLO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 62,388,000 | 63,367,000 | 65,667,000 | 66,681,000 |
| Total loans | 46,590,000 | 47,673,000 | 49,211,000 | 48,865,000 |
| Allowance for loan losses | 679,000 | 471,000 | 469,000 | 454,000 |
| Securities available for sale | 9,754,000 | 9,499,000 | 9,362,000 | 9,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,603,000 | 54,199,000 | 54,788,000 | 56,697,000 |
| Interest-bearing deposits | 48,180,000 | 47,956,000 | 48,170,000 | 50,098,000 |
| Noninterest-bearing deposits | 5,423,000 | 6,243,000 | 6,618,000 | 6,599,000 |
| Equity capital | 7,207,000 | 7,217,000 | 7,336,000 | 7,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,771,000 | 2,742,000 | 3,713,000 |
| Interest expense | 283,000 | 580,000 | 923,000 | 1,301,000 |
| Net interest income | 596,000 | 1,191,000 | 1,819,000 | 2,412,000 |
| Noninterest income | 147,000 | 333,000 | 538,000 | 840,000 |
| Noninterest expense | 553,000 | 1,104,000 | 1,681,000 | 2,314,000 |
| Provision for loan losses | 0 | 80,000 | 142,000 | 148,000 |
| Pretax income | 191,000 | 332,000 | 526,000 | 782,000 |
| Income tax | 61,000 | 96,000 | 164,000 | 216,000 |
| Net income | 130,000 | 236,000 | 362,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,569,000 | 6,568,000 | 6,709,000 | 6,787,000 |
| Total capital | 6,597,000 | 6,497,000 | 6,624,000 | 6,668,000 |
| Risk-weighted assets | 44,783,000 | 48,494,000 | 51,346,000 | 51,577,000 |
Machine access — free, no API key
Every figure shown here about BANK OF MONTICELLO — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.