Call reports 2001
BANK OF MONTICELLO — 2001
What BANK OF MONTICELLO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 50,225,000 | 48,968,000 | 49,649,000 | 62,184,000 |
| Total loans | 36,149,000 | 37,516,000 | 38,271,000 | 41,575,000 |
| Allowance for loan losses | 347,000 | 366,000 | 375,000 | 416,000 |
| Securities available for sale | 8,614,000 | 7,671,000 | 7,294,000 | 9,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,908,000 | 38,596,000 | 39,019,000 | 51,683,000 |
| Interest-bearing deposits | 37,074,000 | 35,084,000 | 35,185,000 | 46,695,000 |
| Noninterest-bearing deposits | 2,834,000 | 3,512,000 | 3,834,000 | 4,988,000 |
| Equity capital | 6,091,000 | 6,099,000 | 6,259,000 | 6,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,005,000 | 2,016,000 | 3,037,000 | 4,091,000 |
| Interest expense | 536,000 | 1,062,000 | 1,559,000 | 2,073,000 |
| Net interest income | 469,000 | 954,000 | 1,478,000 | 2,018,000 |
| Noninterest income | 113,000 | 213,000 | 316,000 | 451,000 |
| Noninterest expense | 346,000 | 708,000 | 1,086,000 | 1,535,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 180,000 |
| Pretax income | 200,000 | 387,000 | 600,000 | 761,000 |
| Income tax | 62,000 | 119,000 | 185,000 | 224,000 |
| Net income | 138,000 | 268,000 | 415,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,994,000 | 6,002,000 | 6,151,000 | 5,239,000 |
| Total capital | 6,341,000 | 6,368,000 | 6,526,000 | 5,655,000 |
| Risk-weighted assets | 36,362,000 | 36,286,000 | 38,267,000 | 45,388,000 |
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