Call reports 2024
MAPLE CITY SAVINGS BANK, FSB — 2024
What MAPLE CITY SAVINGS BANK, FSB reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 124,872,000 | 128,483,000 | 126,007,000 | 127,780,000 |
| Total loans | 95,128,000 | 96,001,000 | 96,402,000 | 95,740,000 |
| Allowance for loan losses | 862,000 | 871,000 | 867,000 | 875,000 |
| Securities available for sale | 16,224,000 | 16,303,000 | 17,204,000 | 16,540,000 |
| Securities held to maturity | 15,000 | 14,000 | 14,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,175,000 | 109,294,000 | 108,361,000 | 113,138,000 |
| Interest-bearing deposits | 97,264,000 | 100,399,000 | 99,699,000 | 103,295,000 |
| Noninterest-bearing deposits | 8,911,000 | 8,895,000 | 8,662,000 | 9,843,000 |
| Equity capital | 9,234,000 | 9,458,000 | 9,977,000 | 9,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,419,000 | 2,913,000 | 4,495,000 | 6,084,000 |
| Interest expense | 712,000 | 1,506,000 | 2,323,000 | 3,137,000 |
| Net interest income | 707,000 | 1,407,000 | 2,172,000 | 2,947,000 |
| Noninterest income | 235,000 | 895,000 | 1,219,000 | 1,589,000 |
| Noninterest expense | 1,059,000 | 2,166,000 | 3,021,000 | 4,002,000 |
| Provision for loan losses | 15,000 | 28,000 | 37,000 | 46,000 |
| Pretax income | -132,000 | 108,000 | 333,000 | 488,000 |
| Income tax | -28,000 | 23,000 | 70,000 | 87,000 |
| Net income | -104,000 | 85,000 | 263,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,307,000 | 10,441,000 | 10,614,000 | 10,746,000 |
| Total capital | 11,169,000 | 11,312,000 | 11,481,000 | 11,621,000 |
| Risk-weighted assets | 76,419,000 | 76,450,000 | 77,003,000 | 76,515,000 |