Call reports 2023
MAPLE CITY SAVINGS BANK, FSB — 2023
What MAPLE CITY SAVINGS BANK, FSB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 115,570,000 | 116,711,000 | 119,399,000 | 121,423,000 |
| Total loans | 85,339,000 | 88,281,000 | 90,548,000 | 93,127,000 |
| Allowance for loan losses | 788,000 | 815,000 | 829,000 | 848,000 |
| Securities available for sale | 15,954,000 | 15,223,000 | 16,191,000 | 16,252,000 |
| Securities held to maturity | 18,000 | 17,000 | 16,000 | 15,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,685,000 | 105,599,000 | 106,893,000 | 104,532,000 |
| Interest-bearing deposits | 87,117,000 | 90,488,000 | 95,219,000 | 96,276,000 |
| Noninterest-bearing deposits | 16,568,000 | 15,111,000 | 11,674,000 | 8,256,000 |
| Equity capital | 8,349,000 | 8,605,000 | 9,010,000 | 9,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,382,000 | 3,675,000 | 5,065,000 |
| Interest expense | 390,000 | 866,000 | 1,399,000 | 2,020,000 |
| Net interest income | 760,000 | 1,516,000 | 2,276,000 | 3,045,000 |
| Noninterest income | 197,000 | 414,000 | 666,000 | 871,000 |
| Noninterest expense | 923,000 | 1,933,000 | 2,851,000 | 3,879,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 4,000 | -63,000 | 1,000 | -83,000 |
| Income tax | 1,000 | 0 | 0 | -45,000 |
| Net income | 3,000 | -63,000 | 1,000 | -38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,561,000 | 10,407,000 | 10,464,000 | 10,418,000 |
| Total capital | 10,349,000 | 11,222,000 | 11,293,000 | 11,266,000 |
| Risk-weighted assets | 70,298,000 | 72,841,000 | 74,294,000 | 75,110,000 |