Call reports 2022
MAPLE CITY SAVINGS BANK, FSB — 2022
What MAPLE CITY SAVINGS BANK, FSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 108,212,000 | 109,100,000 | 107,063,000 | 111,354,000 |
| Total loans | 76,854,000 | 79,544,000 | 81,268,000 | 83,280,000 |
| Allowance for loan losses | 684,000 | 713,000 | 729,000 | 759,000 |
| Securities available for sale | 16,774,000 | 16,348,000 | 15,649,000 | 15,660,000 |
| Securities held to maturity | 20,000 | 19,000 | 19,000 | 18,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,792,000 | 99,179,000 | 97,310,000 | 101,182,000 |
| Interest-bearing deposits | 78,654,000 | 81,493,000 | 79,036,000 | 83,115,000 |
| Noninterest-bearing deposits | 17,138,000 | 17,686,000 | 18,274,000 | 18,067,000 |
| Equity capital | 8,420,000 | 8,010,000 | 7,609,000 | 8,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,031,000 | 2,041,000 | 3,146,000 | 4,275,000 |
| Interest expense | 139,000 | 279,000 | 433,000 | 692,000 |
| Net interest income | 892,000 | 1,762,000 | 2,713,000 | 3,583,000 |
| Noninterest income | 208,000 | 403,000 | 676,000 | 905,000 |
| Noninterest expense | 874,000 | 1,804,000 | 2,672,000 | 3,638,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 196,000 | 301,000 | 627,000 | 730,000 |
| Income tax | 41,000 | 63,000 | 132,000 | 234,000 |
| Net income | 155,000 | 238,000 | 495,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,163,000 | 9,260,000 | 9,530,000 | 9,544,000 |
| Total capital | 9,847,000 | 9,973,000 | 10,259,000 | 10,303,000 |
| Risk-weighted assets | 63,643,000 | 65,192,000 | 66,549,000 | 69,253,000 |