Call reports 2021
MAPLE CITY SAVINGS BANK, FSB — 2021
What MAPLE CITY SAVINGS BANK, FSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 99,544,000 | 99,406,000 | 103,244,000 | 104,086,000 |
| Total loans | 74,882,000 | 74,975,000 | 75,138,000 | 76,465,000 |
| Allowance for loan losses | 532,000 | 602,000 | 627,000 | 657,000 |
| Securities available for sale | 13,956,000 | 14,195,000 | 17,304,000 | 16,695,000 |
| Securities held to maturity | 23,000 | 21,000 | 21,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,512,000 | 84,543,000 | 88,938,000 | 91,030,000 |
| Interest-bearing deposits | 70,189,000 | 69,622,000 | 71,503,000 | 73,897,000 |
| Noninterest-bearing deposits | 13,323,000 | 14,921,000 | 17,435,000 | 17,133,000 |
| Equity capital | 9,296,000 | 9,678,000 | 9,905,000 | 9,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,018,000 | 2,021,000 | 3,148,000 | 4,184,000 |
| Interest expense | 181,000 | 346,000 | 483,000 | 622,000 |
| Net interest income | 837,000 | 1,675,000 | 2,665,000 | 3,562,000 |
| Noninterest income | 408,000 | 635,000 | 878,000 | 1,088,000 |
| Noninterest expense | 777,000 | 1,579,000 | 2,443,000 | 3,396,000 |
| Provision for loan losses | -8,000 | 22,000 | 52,000 | 82,000 |
| Pretax income | 476,000 | 709,000 | 1,048,000 | 1,172,000 |
| Income tax | 30,000 | 60,000 | 90,000 | 234,000 |
| Net income | 446,000 | 649,000 | 958,000 | 938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,983,000 | 9,195,000 | 9,509,000 | 8,997,000 |
| Total capital | 9,515,000 | 9,797,000 | 10,136,000 | 9,654,000 |
| Risk-weighted assets | 59,583,000 | 61,430,000 | 62,800,000 | 63,401,000 |