Call reports 2020
MAPLE CITY SAVINGS BANK, FSB — 2020
What MAPLE CITY SAVINGS BANK, FSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 88,903,000 | 95,552,000 | 93,935,000 | 92,265,000 |
| Total loans | 76,506,000 | 76,364,000 | 75,644,000 | 73,058,000 |
| Allowance for loan losses | 485,000 | 439,000 | 472,000 | 499,000 |
| Securities available for sale | 1,588,000 | 7,449,000 | 10,489,000 | 10,478,000 |
| Securities held to maturity | 25,000 | 24,000 | 24,000 | 23,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,247,000 | 80,516,000 | 78,416,000 | 76,125,000 |
| Interest-bearing deposits | 66,010,000 | 69,523,000 | 67,240,000 | 65,295,000 |
| Noninterest-bearing deposits | 8,237,000 | 10,993,000 | 11,176,000 | 10,830,000 |
| Equity capital | 8,325,000 | 8,528,000 | 8,711,000 | 8,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,072,000 | 3,130,000 | 4,319,000 |
| Interest expense | 249,000 | 495,000 | 737,000 | 928,000 |
| Net interest income | 790,000 | 1,577,000 | 2,393,000 | 3,391,000 |
| Noninterest income | 191,000 | 342,000 | 511,000 | 697,000 |
| Noninterest expense | 787,000 | 1,496,000 | 2,266,000 | 3,131,000 |
| Provision for loan losses | 6,000 | 24,000 | 54,000 | 84,000 |
| Pretax income | 188,000 | 399,000 | 584,000 | 873,000 |
| Income tax | 26,000 | 53,000 | 81,000 | 190,000 |
| Net income | 162,000 | 346,000 | 503,000 | 683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,483,000 | 7,674,000 | 7,839,000 | 8,025,000 |
| Total capital | 7,968,000 | 8,113,000 | 8,311,000 | 8,524,000 |
| Risk-weighted assets | 55,064,000 | 55,352,000 | 56,608,000 | 58,556,000 |