Call reports 2019
MAPLE CITY SAVINGS BANK, FSB — 2019
What MAPLE CITY SAVINGS BANK, FSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 78,139,000 | 83,343,000 | 84,221,000 | 86,546,000 |
| Total loans | 70,080,000 | 73,703,000 | 76,056,000 | 76,988,000 |
| Allowance for loan losses | 594,000 | 726,000 | 719,000 | 476,000 |
| Securities available for sale | 994,000 | 1,007,000 | 1,013,000 | 1,009,000 |
| Securities held to maturity | 30,000 | 28,000 | 26,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,917,000 | 69,630,000 | 69,306,000 | 72,069,000 |
| Interest-bearing deposits | 62,736,000 | 61,433,000 | 61,704,000 | 64,608,000 |
| Noninterest-bearing deposits | 7,181,000 | 8,197,000 | 7,602,000 | 7,461,000 |
| Equity capital | 7,825,000 | 7,938,000 | 8,073,000 | 8,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,823,000 | 2,839,000 | 3,897,000 |
| Interest expense | 189,000 | 391,000 | 613,000 | 860,000 |
| Net interest income | 713,000 | 1,432,000 | 2,226,000 | 3,037,000 |
| Noninterest income | 68,000 | 263,000 | 453,000 | 627,000 |
| Noninterest expense | 481,000 | 1,219,000 | 2,019,000 | 2,851,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 70,000 |
| Pretax income | 270,000 | 416,000 | 590,000 | 743,000 |
| Income tax | 24,000 | 48,000 | 75,000 | 152,000 |
| Net income | 246,000 | 368,000 | 515,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,774,000 | 7,077,000 | 7,232,000 | 7,315,000 |
| Total capital | 8,368,000 | 7,724,000 | 7,903,000 | 7,791,000 |
| Risk-weighted assets | 49,111,000 | 51,756,000 | 53,673,000 | 54,728,000 |