Call reports 2018
MAPLE CITY SAVINGS BANK, FSB — 2018
What MAPLE CITY SAVINGS BANK, FSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 74,063,000 | 75,155,000 | 76,098,000 | 79,395,000 |
| Total loans | 65,733,000 | 67,491,000 | 68,669,000 | 69,475,000 |
| Allowance for loan losses | 537,000 | 542,000 | 557,000 | 572,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 34,000 | 32,000 | 31,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,793,000 | 67,769,000 | 67,921,000 | 70,041,000 |
| Interest-bearing deposits | 61,564,000 | 61,642,000 | 61,596,000 | 61,949,000 |
| Noninterest-bearing deposits | 5,229,000 | 6,127,000 | 6,325,000 | 8,092,000 |
| Equity capital | 7,266,000 | 7,382,000 | 7,473,000 | 7,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,683,000 | 2,557,000 | 3,456,000 |
| Interest expense | 131,000 | 274,000 | 431,000 | 615,000 |
| Net interest income | 694,000 | 1,409,000 | 2,126,000 | 2,841,000 |
| Noninterest income | 64,000 | 147,000 | 235,000 | 325,000 |
| Noninterest expense | 693,000 | 1,340,000 | 2,029,000 | 3,965,000 |
| Provision for loan losses | 30,000 | 45,000 | 60,000 | 75,000 |
| Pretax income | 35,000 | 171,000 | 272,000 | -874,000 |
| Income tax | 9,000 | 29,000 | 39,000 | -189,000 |
| Net income | 26,000 | 142,000 | 233,000 | -685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,153,000 | 7,269,000 | 7,360,000 | 7,542,000 |
| Total capital | 7,690,000 | 7,811,000 | 7,917,000 | 8,114,000 |
| Risk-weighted assets | 46,336,000 | 47,150,000 | 48,258,000 | 48,877,000 |