Call reports 2017
MAPLE CITY SAVINGS BANK, FSB — 2017
What MAPLE CITY SAVINGS BANK, FSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 71,878,000 | 72,164,000 | 74,879,000 | 74,465,000 |
| Total loans | 63,056,000 | 63,751,000 | 64,325,000 | 65,779,000 |
| Allowance for loan losses | 438,000 | 447,000 | 477,000 | 507,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 45,000 | 39,000 | 38,000 | 35,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,536,000 | 64,623,000 | 67,055,000 | 67,148,000 |
| Interest-bearing deposits | 59,174,000 | 59,673,000 | 61,144,000 | 61,948,000 |
| Noninterest-bearing deposits | 5,362,000 | 4,950,000 | 5,911,000 | 5,200,000 |
| Equity capital | 7,031,000 | 7,116,000 | 7,109,000 | 7,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 766,000 | 1,568,000 | 2,374,000 | 3,190,000 |
| Interest expense | 114,000 | 238,000 | 368,000 | 502,000 |
| Net interest income | 652,000 | 1,330,000 | 2,006,000 | 2,688,000 |
| Noninterest income | 71,000 | 139,000 | 220,000 | 291,000 |
| Noninterest expense | 650,000 | 1,268,000 | 1,986,000 | 2,529,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 43,000 | 141,000 | 150,000 | 330,000 |
| Income tax | 4,000 | 16,000 | 32,000 | 50,000 |
| Net income | 39,000 | 125,000 | 118,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,031,000 | 6,990,000 | 6,983,000 | 7,127,000 |
| Total capital | 7,469,000 | 7,437,000 | 7,460,000 | 7,634,000 |
| Risk-weighted assets | 41,102,000 | 45,576,000 | 45,651,000 | 45,911,000 |