Call reports 2016
MAPLE CITY SAVINGS BANK, FSB — 2016
What MAPLE CITY SAVINGS BANK, FSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 67,413,000 | 65,756,000 | 69,593,000 | 71,322,000 |
| Total loans | 58,239,000 | 59,142,000 | 61,788,000 | 63,520,000 |
| Allowance for loan losses | 360,000 | 388,000 | 418,000 | 408,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 61,000 | 60,000 | 57,000 | 49,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,262,000 | 57,515,000 | 58,279,000 | 63,047,000 |
| Interest-bearing deposits | 55,572,000 | 52,459,000 | 52,346,000 | 57,078,000 |
| Noninterest-bearing deposits | 4,691,000 | 5,057,000 | 5,933,000 | 5,969,000 |
| Equity capital | 6,905,000 | 6,972,000 | 7,027,000 | 6,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 721,000 | 1,432,000 | 2,189,000 | 2,986,000 |
| Interest expense | 113,000 | 208,000 | 302,000 | 404,000 |
| Net interest income | 608,000 | 1,224,000 | 1,887,000 | 2,582,000 |
| Noninterest income | 71,000 | 164,000 | 257,000 | 328,000 |
| Noninterest expense | 600,000 | 1,198,000 | 1,840,000 | 2,497,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 49,000 | 130,000 | 214,000 | 293,000 |
| Income tax | 4,000 | 18,000 | 48,000 | 81,000 |
| Net income | 45,000 | 112,000 | 166,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,905,000 | 6,972,000 | 7,027,000 | 6,991,000 |
| Total capital | 7,265,000 | 7,360,000 | 7,445,000 | 7,399,000 |
| Risk-weighted assets | 38,469,000 | 37,817,000 | 40,061,000 | 41,002,000 |