Call reports 2015
MAPLE CITY SAVINGS BANK, FSB — 2015
What MAPLE CITY SAVINGS BANK, FSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 64,147,000 | 63,321,000 | 65,100,000 | 70,925,000 |
| Total loans | 56,702,000 | 56,876,000 | 57,501,000 | 58,002,000 |
| Allowance for loan losses | 244,000 | 269,000 | 298,000 | 329,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 70,000 | 68,000 | 65,000 | 64,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,124,000 | 55,263,000 | 57,977,000 | 63,751,000 |
| Interest-bearing deposits | 50,963,000 | 50,483,000 | 52,494,000 | 58,341,000 |
| Noninterest-bearing deposits | 4,161,000 | 4,779,000 | 5,484,000 | 5,410,000 |
| Equity capital | 6,739,000 | 6,768,000 | 6,829,000 | 6,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 698,000 | 1,399,000 | 2,112,000 | 2,820,000 |
| Interest expense | 98,000 | 194,000 | 294,000 | 405,000 |
| Net interest income | 600,000 | 1,205,000 | 1,818,000 | 2,415,000 |
| Noninterest income | 63,000 | 147,000 | 240,000 | 325,000 |
| Noninterest expense | 628,000 | 1,253,000 | 1,837,000 | 2,468,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 5,000 | 39,000 | 131,000 | 152,000 |
| Income tax | 0 | 5,000 | 36,000 | 34,000 |
| Net income | 5,000 | 34,000 | 95,000 | 118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,541,000 | 6,768,000 | 6,829,000 | 6,861,000 |
| Total capital | 6,785,000 | 7,037,000 | 7,127,000 | 7,190,000 |
| Risk-weighted assets | 37,307,000 | 36,954,000 | 38,202,000 | 40,048,000 |