Call reports 2014
MAPLE CITY SAVINGS BANK, FSB — 2014
What MAPLE CITY SAVINGS BANK, FSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 57,581,000 | 62,180,000 | 62,979,000 | 65,385,000 |
| Total loans | 53,308,000 | 54,430,000 | 54,672,000 | 55,927,000 |
| Allowance for loan losses | 274,000 | 305,000 | 336,000 | 213,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 83,000 | 82,000 | 78,000 | 74,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,563,000 | 53,008,000 | 53,864,000 | 56,392,000 |
| Interest-bearing deposits | 47,194,000 | 49,340,000 | 48,922,000 | 51,668,000 |
| Noninterest-bearing deposits | 3,369,000 | 3,668,000 | 4,942,000 | 4,725,000 |
| Equity capital | 6,714,000 | 6,842,000 | 6,768,000 | 6,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,364,000 | 2,045,000 | 2,727,000 |
| Interest expense | 89,000 | 184,000 | 281,000 | 377,000 |
| Net interest income | 535,000 | 1,180,000 | 1,764,000 | 2,350,000 |
| Noninterest income | 80,000 | 167,000 | 259,000 | 322,000 |
| Noninterest expense | 639,000 | 1,213,000 | 1,961,000 | 2,543,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | -54,000 | 74,000 | -28,000 | 9,000 |
| Income tax | 0 | 0 | -27,000 | -26,000 |
| Net income | -54,000 | 74,000 | -1,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,447,000 | 6,575,000 | 6,501,000 | 6,535,000 |
| Total capital | 6,721,000 | 6,880,000 | 6,837,000 | 6,748,000 |
| Risk-weighted assets | 34,670,000 | 35,702,000 | 35,597,000 | 35,733,000 |