Call reports 2012
MAPLE CITY SAVINGS BANK, FSB — 2012
What MAPLE CITY SAVINGS BANK, FSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 49,641,000 | 50,594,000 | 51,448,000 | 52,075,000 |
| Total loans | 41,317,000 | 44,019,000 | 45,700,000 | 46,983,000 |
| Allowance for loan losses | 158,000 | 146,000 | 158,000 | 239,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 127,000 | 123,000 | 113,000 | 109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,866,000 | 43,733,000 | 44,521,000 | 45,209,000 |
| Interest-bearing deposits | 39,432,000 | 40,494,000 | 42,176,000 | 42,193,000 |
| Noninterest-bearing deposits | 3,434,000 | 3,239,000 | 2,345,000 | 3,016,000 |
| Equity capital | 6,366,000 | 6,384,000 | 6,462,000 | 6,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,236,000 | 1,882,000 | 2,542,000 |
| Interest expense | 82,000 | 167,000 | 249,000 | 332,000 |
| Net interest income | 546,000 | 1,069,000 | 1,633,000 | 2,210,000 |
| Noninterest income | 54,000 | 131,000 | 201,000 | 254,000 |
| Noninterest expense | 466,000 | 1,003,000 | 1,571,000 | 2,109,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 119,000 |
| Pretax income | 92,000 | 125,000 | 161,000 | 227,000 |
| Income tax | 15,000 | 30,000 | 44,000 | 74,000 |
| Net income | 77,000 | 95,000 | 117,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,265,000 | 6,283,000 | 6,305,000 | 6,341,000 |
| Total capital | 6,423,000 | 6,429,000 | 6,463,000 | 6,580,000 |
| Risk-weighted assets | 29,107,000 | 30,687,000 | 31,494,000 | 31,228,000 |