Call reports 2025
ZAPATA NATIONAL BANK — 2025
What ZAPATA NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 87,420,000 | 84,199,000 | 83,348,000 | 85,839,000 |
| Total loans | 37,585,000 | 37,767,000 | 37,909,000 | 37,240,000 |
| Allowance for loan losses | 428,000 | 431,000 | 431,000 | 430,000 |
| Securities available for sale | 27,089,000 | 26,456,000 | 25,568,000 | 26,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,871,000 | 71,257,000 | 70,095,000 | 72,776,000 |
| Interest-bearing deposits | 56,268,000 | 54,038,000 | 52,743,000 | 55,322,000 |
| Noninterest-bearing deposits | 18,603,000 | 17,219,000 | 17,352,000 | 17,454,000 |
| Equity capital | 12,057,000 | 12,328,000 | 12,670,000 | 12,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,067,000 | 2,143,000 | 3,226,000 | 4,319,000 |
| Interest expense | 328,000 | 643,000 | 956,000 | 1,248,000 |
| Net interest income | 739,000 | 1,500,000 | 2,270,000 | 3,071,000 |
| Noninterest income | 160,000 | 322,000 | 459,000 | 818,000 |
| Noninterest expense | 498,000 | 1,044,000 | 1,569,000 | 2,207,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 401,000 | 778,000 | 1,160,000 | 1,682,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 401,000 | 778,000 | 1,160,000 | 1,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,693,000 | 12,820,000 | 12,953,000 | 12,824,000 |