Call reports 2024
ZAPATA NATIONAL BANK — 2024
What ZAPATA NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 87,983,000 | 85,069,000 | 86,408,000 | 85,637,000 |
| Total loans | 38,197,000 | 38,882,000 | 38,769,000 | 38,094,000 |
| Allowance for loan losses | 432,000 | 432,000 | 432,000 | 432,000 |
| Securities available for sale | 26,730,000 | 27,483,000 | 27,305,000 | 27,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,132,000 | 72,939,000 | 73,574,000 | 73,606,000 |
| Interest-bearing deposits | 56,684,000 | 54,989,000 | 56,438,000 | 56,233,000 |
| Noninterest-bearing deposits | 19,448,000 | 17,950,000 | 17,136,000 | 17,373,000 |
| Equity capital | 11,381,000 | 11,563,000 | 12,210,000 | 11,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,100,000 | 2,188,000 | 3,256,000 | 4,388,000 |
| Interest expense | 305,000 | 628,000 | 971,000 | 1,322,000 |
| Net interest income | 795,000 | 1,560,000 | 2,285,000 | 3,066,000 |
| Noninterest income | 131,000 | 254,000 | 394,000 | 537,000 |
| Noninterest expense | 506,000 | 1,039,000 | 1,555,000 | 2,126,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 420,000 | 775,000 | 1,124,000 | 1,477,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 420,000 | 775,000 | 1,124,000 | 1,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,485,000 | 12,590,000 | 12,689,000 | 12,542,000 |