Call reports 2023
ZAPATA NATIONAL BANK — 2023
What ZAPATA NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 89,589,000 | 87,193,000 | 87,666,000 | 88,752,000 |
| Total loans | 34,481,000 | 35,383,000 | 37,007,000 | 38,295,000 |
| Allowance for loan losses | 429,000 | 429,000 | 432,000 | 432,000 |
| Securities available for sale | 27,419,000 | 27,049,000 | 26,872,000 | 27,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,365,000 | 75,845,000 | 76,346,000 | 77,143,000 |
| Interest-bearing deposits | 58,269,000 | 56,827,000 | 57,046,000 | 57,406,000 |
| Noninterest-bearing deposits | 20,096,000 | 19,018,000 | 19,300,000 | 19,737,000 |
| Equity capital | 10,981,000 | 10,975,000 | 10,874,000 | 11,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,852,000 | 2,855,000 | 3,967,000 |
| Interest expense | 102,000 | 249,000 | 434,000 | 674,000 |
| Net interest income | 805,000 | 1,603,000 | 2,421,000 | 3,293,000 |
| Noninterest income | 182,000 | 303,000 | 438,000 | 546,000 |
| Noninterest expense | 501,000 | 1,025,000 | 1,522,000 | 2,070,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 486,000 | 881,000 | 1,337,000 | 1,769,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 486,000 | 881,000 | 1,337,000 | 1,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,332,000 | 12,477,000 | 12,683,000 | 12,315,000 |