Call reports 2020
ZAPATA NATIONAL BANK — 2020
What ZAPATA NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 85,370,000 | 88,046,000 | 87,417,000 | 90,170,000 |
| Total loans | 33,444,000 | 32,969,000 | 33,951,000 | 34,445,000 |
| Allowance for loan losses | 425,000 | 428,000 | 431,000 | 430,000 |
| Securities available for sale | 26,661,000 | 26,524,000 | 17,107,000 | 17,915,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,246,000 | 75,523,000 | 74,564,000 | 77,733,000 |
| Interest-bearing deposits | 56,595,000 | 56,170,000 | 55,119,000 | 59,530,000 |
| Noninterest-bearing deposits | 16,651,000 | 19,353,000 | 19,445,000 | 18,203,000 |
| Equity capital | 11,897,000 | 12,196,000 | 12,503,000 | 12,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 741,000 | 1,389,000 | 2,023,000 | 2,708,000 |
| Interest expense | 145,000 | 253,000 | 331,000 | 400,000 |
| Net interest income | 596,000 | 1,136,000 | 1,692,000 | 2,308,000 |
| Noninterest income | 183,000 | 311,000 | 509,000 | 631,000 |
| Noninterest expense | 479,000 | 1,015,000 | 1,509,000 | 2,039,000 |
| Provision for loan losses | 0 | -75,000 | -400,000 | -400,000 |
| Pretax income | 300,000 | 534,000 | 1,177,000 | 1,413,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 300,000 | 534,000 | 1,177,000 | 1,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,556,000 | 11,565,000 | 11,959,000 | 11,769,000 |