Call reports 2018
ZAPATA NATIONAL BANK — 2018
What ZAPATA NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 84,840,000 | 85,603,000 | 81,477,000 | 83,885,000 |
| Total loans | 35,383,000 | 34,056,000 | 33,452,000 | 32,922,000 |
| Allowance for loan losses | 428,000 | 427,000 | 427,000 | 423,000 |
| Securities available for sale | 26,892,000 | 27,375,000 | 28,496,000 | 30,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,966,000 | 73,898,000 | 69,692,000 | 72,492,000 |
| Interest-bearing deposits | 59,736,000 | 58,635,000 | 55,331,000 | 59,112,000 |
| Noninterest-bearing deposits | 14,230,000 | 15,263,000 | 14,361,000 | 13,380,000 |
| Equity capital | 10,687,000 | 11,456,000 | 11,485,000 | 11,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 744,000 | 1,493,000 | 2,242,000 | 3,001,000 |
| Interest expense | 110,000 | 233,000 | 360,000 | 520,000 |
| Net interest income | 634,000 | 1,260,000 | 1,882,000 | 2,481,000 |
| Noninterest income | 136,000 | 274,000 | 412,000 | 547,000 |
| Noninterest expense | 473,000 | 974,000 | 1,437,000 | 1,968,000 |
| Provision for loan losses | 0 | -750,000 | -750,000 | -750,000 |
| Pretax income | 297,000 | 1,310,000 | 1,607,000 | 1,810,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 297,000 | 1,310,000 | 1,607,000 | 1,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,968,000 | 11,730,000 | 11,778,000 | 11,430,000 |
| Total capital | 11,334,000 | 12,080,000 | 12,127,000 | 11,785,000 |
| Risk-weighted assets | 29,248,000 | 27,999,000 | 27,910,000 | 28,359,000 |