Call reports 2016
ZAPATA NATIONAL BANK — 2016
What ZAPATA NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 89,228,000 | 88,585,000 | 84,076,000 | 86,517,000 |
| Total loans | 38,152,000 | 36,232,000 | 35,533,000 | 36,299,000 |
| Allowance for loan losses | 1,594,000 | 438,000 | 438,000 | 433,000 |
| Securities available for sale | 26,579,000 | 27,851,000 | 26,732,000 | 28,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,633,000 | 77,841,000 | 73,243,000 | 75,702,000 |
| Interest-bearing deposits | 63,368,000 | 63,415,000 | 59,384,000 | 62,742,000 |
| Noninterest-bearing deposits | 15,265,000 | 14,426,000 | 13,859,000 | 12,960,000 |
| Equity capital | 10,414,000 | 10,545,000 | 10,579,000 | 10,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 755,000 | 1,491,000 | 2,200,000 | 2,917,000 |
| Interest expense | 62,000 | 125,000 | 188,000 | 253,000 |
| Net interest income | 693,000 | 1,366,000 | 2,012,000 | 2,664,000 |
| Noninterest income | 188,000 | 345,000 | 505,000 | 659,000 |
| Noninterest expense | 457,000 | 965,000 | 1,440,000 | 1,961,000 |
| Provision for loan losses | 1,160,000 | 1,160,000 | 1,160,000 | 1,160,000 |
| Pretax income | -736,000 | -414,000 | -83,000 | 202,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -736,000 | -414,000 | -83,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,355,000 | 10,427,000 | 10,508,000 | 10,793,000 |
| Total capital | 10,812,000 | 10,865,000 | 10,942,000 | 11,226,000 |
| Risk-weighted assets | 35,419,000 | 35,040,000 | 34,677,000 | 35,860,000 |