Call reports 2015
ZAPATA NATIONAL BANK — 2015
What ZAPATA NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 92,223,000 | 87,991,000 | 84,371,000 | 90,294,000 |
| Total loans | 40,336,000 | 39,852,000 | 39,731,000 | 39,095,000 |
| Allowance for loan losses | 426,000 | 431,000 | 436,000 | 434,000 |
| Securities available for sale | 27,945,000 | 28,651,000 | 27,454,000 | 27,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,732,000 | 76,289,000 | 72,429,000 | 78,863,000 |
| Interest-bearing deposits | 63,966,000 | 60,897,000 | 58,117,000 | 64,315,000 |
| Noninterest-bearing deposits | 16,766,000 | 15,392,000 | 14,312,000 | 14,548,000 |
| Equity capital | 11,342,000 | 11,511,000 | 11,707,000 | 11,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 793,000 | 1,569,000 | 2,344,000 | 3,117,000 |
| Interest expense | 60,000 | 116,000 | 173,000 | 234,000 |
| Net interest income | 733,000 | 1,453,000 | 2,171,000 | 2,883,000 |
| Noninterest income | 179,000 | 443,000 | 626,000 | 798,000 |
| Noninterest expense | 496,000 | 1,027,000 | 1,523,000 | 2,060,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 15,000 |
| Pretax income | 411,000 | 859,000 | 1,259,000 | 1,606,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 411,000 | 859,000 | 1,259,000 | 1,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,246,000 | 11,444,000 | 11,593,000 | 11,341,000 |
| Total capital | 11,672,000 | 11,875,000 | 12,029,000 | 11,775,000 |
| Risk-weighted assets | 39,239,000 | 38,462,000 | 37,980,000 | 37,586,000 |