Call reports 2014
ZAPATA NATIONAL BANK — 2014
What ZAPATA NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 96,438,000 | 94,395,000 | 92,536,000 | 95,454,000 |
| Total loans | 39,327,000 | 39,547,000 | 41,417,000 | 41,148,000 |
| Allowance for loan losses | 409,000 | 414,000 | 420,000 | 424,000 |
| Securities available for sale | 30,218,000 | 30,759,000 | 30,079,000 | 29,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,232,000 | 82,934,000 | 80,940,000 | 84,263,000 |
| Interest-bearing deposits | 69,463,000 | 67,565,000 | 65,545,000 | 68,930,000 |
| Noninterest-bearing deposits | 15,769,000 | 15,369,000 | 15,395,000 | 15,333,000 |
| Equity capital | 11,078,000 | 11,256,000 | 11,364,000 | 11,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,610,000 | 2,424,000 | 3,236,000 |
| Interest expense | 66,000 | 131,000 | 195,000 | 259,000 |
| Net interest income | 761,000 | 1,479,000 | 2,229,000 | 2,977,000 |
| Noninterest income | 191,000 | 372,000 | 554,000 | 738,000 |
| Noninterest expense | 496,000 | 976,000 | 1,513,000 | 2,052,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 451,000 | 865,000 | 1,255,000 | 1,643,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 451,000 | 865,000 | 1,255,000 | 1,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,028,000 | 11,191,000 | 11,331,000 | 11,085,000 |
| Total capital | 11,437,000 | 11,605,000 | 11,751,000 | 11,509,000 |
| Risk-weighted assets | 40,112,000 | 39,732,000 | 41,285,000 | 40,239,000 |