Call reports 2012
ZAPATA NATIONAL BANK — 2012
What ZAPATA NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 102,258,000 | 100,935,000 | 97,954,000 | 102,516,000 |
| Total loans | 37,073,000 | 38,774,000 | 39,622,000 | 39,370,000 |
| Allowance for loan losses | 392,000 | 392,000 | 398,000 | 406,000 |
| Securities available for sale | 31,884,000 | 31,568,000 | 29,943,000 | 29,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,581,000 | 90,115,000 | 86,917,000 | 91,730,000 |
| Interest-bearing deposits | 75,236,000 | 74,427,000 | 71,579,000 | 76,902,000 |
| Noninterest-bearing deposits | 16,345,000 | 15,688,000 | 15,338,000 | 14,828,000 |
| Equity capital | 10,559,000 | 10,669,000 | 10,856,000 | 10,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 820,000 | 1,652,000 | 2,487,000 | 3,342,000 |
| Interest expense | 83,000 | 166,000 | 251,000 | 334,000 |
| Net interest income | 737,000 | 1,486,000 | 2,236,000 | 3,008,000 |
| Noninterest income | 144,000 | 283,000 | 427,000 | 591,000 |
| Noninterest expense | 414,000 | 907,000 | 1,369,000 | 1,877,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 460,000 | 847,000 | 1,271,000 | 1,692,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 460,000 | 847,000 | 1,271,000 | 1,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,343,000 | 10,481,000 | 10,654,000 | 10,525,000 |
| Total capital | 10,735,000 | 10,873,000 | 11,052,000 | 10,931,000 |
| Risk-weighted assets | 39,027,000 | 39,370,000 | 39,612,000 | 39,300,000 |