Call reports 2026
COMMERCIAL SAVINGS BANK — 2026
What COMMERCIAL SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 333,471,000 | 348,840,000 |
| Total loans | 275,798,000 | 287,490,000 |
| Allowance for loan losses | 2,533,000 | 2,589,000 |
| Securities available for sale | 28,237,000 | 26,272,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 277,828,000 | 292,743,000 |
| Interest-bearing deposits | 231,749,000 | 237,865,000 |
| Noninterest-bearing deposits | 46,079,000 | 54,878,000 |
| Equity capital | 27,778,000 | 28,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,411,000 | 9,141,000 |
| Interest expense | 1,641,000 | 3,307,000 |
| Net interest income | 2,770,000 | 5,834,000 |
| Noninterest income | 241,000 | 462,000 |
| Noninterest expense | 1,182,000 | 2,559,000 |
| Provision for loan losses | 105,000 | 165,000 |
| Pretax income | 1,703,000 | 3,583,000 |
| Income tax | 60,000 | 114,000 |
| Net income | 1,643,000 | 3,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,598,000 | 28,764,000 |
| Total capital | 31,131,000 | 31,352,000 |
| Risk-weighted assets | 238,129,000 | 247,591,000 |