Call report 2024Q4
COMMERCIAL SAVINGS BANK — 2024Q4
The 22 measures COMMERCIAL SAVINGS BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 318,777,000 | USD | evidence → |
| Total loans | 238,119,000 | USD | evidence → |
| Allowance for loan losses | 2,171,000 | USD | evidence → |
| Securities available for sale | 47,736,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 269,063,000 | USD | evidence → |
| Interest-bearing deposits | 224,412,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,651,000 | USD | evidence → |
| Equity capital | 22,451,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,413,000 | USD | evidence → |
| Interest expense | 7,167,000 | USD | evidence → |
| Net interest income | 7,246,000 | USD | evidence → |
| Noninterest income | 602,000 | USD | evidence → |
| Noninterest expense | 4,863,000 | USD | evidence → |
| Provision for loan losses | 184,000 | USD | evidence → |
| Pretax income | 2,805,000 | USD | evidence → |
| Income tax | 108,000 | USD | evidence → |
| Net income | 2,697,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,737,000 | USD | evidence → |
| Total capital | 26,908,000 | USD | evidence → |
| Risk-weighted assets | 214,702,000 | USD | evidence → |