Call report 2020Q4
COMMERCIAL SAVINGS BANK — 2020Q4
The 22 measures COMMERCIAL SAVINGS BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 223,333,000 | USD | evidence → |
| Total loans | 152,317,000 | USD | evidence → |
| Allowance for loan losses | 1,698,000 | USD | evidence → |
| Securities available for sale | 27,099,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 189,961,000 | USD | evidence → |
| Interest-bearing deposits | 153,567,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,394,000 | USD | evidence → |
| Equity capital | 17,479,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,733,000 | USD | evidence → |
| Interest expense | 1,544,000 | USD | evidence → |
| Net interest income | 6,189,000 | USD | evidence → |
| Noninterest income | 632,000 | USD | evidence → |
| Noninterest expense | 4,306,000 | USD | evidence → |
| Provision for loan losses | 84,000 | USD | evidence → |
| Pretax income | 2,433,000 | USD | evidence → |
| Income tax | 115,000 | USD | evidence → |
| Net income | 2,318,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,330,000 | USD | evidence → |
| Total capital | 19,028,000 | USD | evidence → |
| Risk-weighted assets | 146,195,000 | USD | evidence → |