Call report 2019Q4
COMMERCIAL SAVINGS BANK — 2019Q4
The 22 measures COMMERCIAL SAVINGS BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 194,995,000 | USD | evidence → |
| Total loans | 149,457,000 | USD | evidence → |
| Allowance for loan losses | 1,726,000 | USD | evidence → |
| Securities available for sale | 13,350,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 159,541,000 | USD | evidence → |
| Interest-bearing deposits | 25,701,000 | USD | evidence → |
| Noninterest-bearing deposits | 133,840,000 | USD | evidence → |
| Equity capital | 16,369,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,003,000 | USD | evidence → |
| Interest expense | 1,918,000 | USD | evidence → |
| Net interest income | 6,085,000 | USD | evidence → |
| Noninterest income | 388,000 | USD | evidence → |
| Noninterest expense | 3,710,000 | USD | evidence → |
| Provision for loan losses | 84,000 | USD | evidence → |
| Pretax income | 2,722,000 | USD | evidence → |
| Income tax | 52,000 | USD | evidence → |
| Net income | 2,670,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,323,000 | USD | evidence → |
| Total capital | 18,049,000 | USD | evidence → |
| Risk-weighted assets | 144,121,000 | USD | evidence → |