Call report 2015Q4
COMMERCIAL SAVINGS BANK — 2015Q4
The 22 measures COMMERCIAL SAVINGS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 156,240,000 | USD | evidence → |
| Total loans | 111,071,000 | USD | evidence → |
| Allowance for loan losses | 1,322,000 | USD | evidence → |
| Securities available for sale | 20,790,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 133,539,000 | USD | evidence → |
| Interest-bearing deposits | 109,197,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,342,000 | USD | evidence → |
| Equity capital | 12,053,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,239,000 | USD | evidence → |
| Interest expense | 544,000 | USD | evidence → |
| Net interest income | 4,695,000 | USD | evidence → |
| Noninterest income | 387,000 | USD | evidence → |
| Noninterest expense | 3,059,000 | USD | evidence → |
| Provision for loan losses | 84,000 | USD | evidence → |
| Pretax income | 1,931,000 | USD | evidence → |
| Income tax | 27,000 | USD | evidence → |
| Net income | 1,904,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,032,000 | USD | evidence → |
| Total capital | 13,354,000 | USD | evidence → |
| Risk-weighted assets | 116,235,000 | USD | evidence → |