Call report 2012Q4
COMMERCIAL SAVINGS BANK — 2012Q4
The 22 measures COMMERCIAL SAVINGS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 145,619,000 | USD | evidence → |
| Total loans | 83,464,000 | USD | evidence → |
| Allowance for loan losses | 1,051,000 | USD | evidence → |
| Securities available for sale | 29,975,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 126,759,000 | USD | evidence → |
| Interest-bearing deposits | 98,715,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,044,000 | USD | evidence → |
| Equity capital | 10,440,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,267,000 | USD | evidence → |
| Interest expense | 522,000 | USD | evidence → |
| Net interest income | 3,745,000 | USD | evidence → |
| Noninterest income | 537,000 | USD | evidence → |
| Noninterest expense | 2,817,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 1,345,000 | USD | evidence → |
| Income tax | 70,000 | USD | evidence → |
| Net income | 1,275,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,242,000 | USD | evidence → |
| Total capital | 11,293,000 | USD | evidence → |
| Risk-weighted assets | 90,981,000 | USD | evidence → |