Call reports 2024
SIDNEY STATE BANK — 2024
What SIDNEY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 130,237,000 | 128,009,000 | 129,153,000 | 130,787,000 |
| Total loans | 89,672,000 | 91,406,000 | 92,706,000 | 91,440,000 |
| Allowance for loan losses | 1,259,000 | 1,290,000 | 1,209,000 | 1,292,000 |
| Securities available for sale | 14,497,000 | 17,471,000 | 17,353,000 | 19,163,000 |
| Securities held to maturity | 9,149,000 | 8,893,000 | 8,654,000 | 8,366,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,287,000 | 115,755,000 | 115,962,000 | 118,015,000 |
| Interest-bearing deposits | 103,494,000 | 100,581,000 | 98,867,000 | 101,940,000 |
| Noninterest-bearing deposits | 14,793,000 | 15,174,000 | 17,095,000 | 16,075,000 |
| Equity capital | 10,041,000 | 10,325,000 | 11,019,000 | 11,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,681,000 | 3,444,000 | 5,261,000 | 7,048,000 |
| Interest expense | 436,000 | 906,000 | 1,395,000 | 1,850,000 |
| Net interest income | 1,245,000 | 2,538,000 | 3,866,000 | 5,198,000 |
| Noninterest income | 65,000 | 150,000 | 255,000 | 339,000 |
| Noninterest expense | 854,000 | 1,669,000 | 2,464,000 | 3,284,000 |
| Provision for loan losses | 30,000 | 60,000 | -5,000 | 74,000 |
| Pretax income | 426,000 | 959,000 | 1,561,000 | 2,077,000 |
| Income tax | 90,000 | 199,000 | 323,000 | 433,000 |
| Net income | 336,000 | 760,000 | 1,238,000 | 1,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,494,000 | 10,716,000 | 11,154,000 | 11,520,000 |
| Total capital | 11,474,000 | 11,696,000 | 12,134,000 | 12,500,000 |
| Risk-weighted assets | 74,588,000 | 75,633,000 | 74,869,000 | 74,401,000 |