Call reports 2023
SIDNEY STATE BANK — 2023
What SIDNEY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 123,117,000 | 123,104,000 | 121,662,000 | 127,295,000 |
| Total loans | 88,466,000 | 89,009,000 | 89,370,000 | 89,737,000 |
| Allowance for loan losses | 1,141,000 | 1,167,000 | 1,193,000 | 1,225,000 |
| Securities available for sale | 17,050,000 | 14,274,000 | 14,044,000 | 13,734,000 |
| Securities held to maturity | 10,660,000 | 9,975,000 | 9,678,000 | 9,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,664,000 | 112,060,000 | 110,196,000 | 115,409,000 |
| Interest-bearing deposits | 95,424,000 | 95,124,000 | 93,789,000 | 98,758,000 |
| Noninterest-bearing deposits | 16,240,000 | 16,936,000 | 16,407,000 | 16,651,000 |
| Equity capital | 9,054,000 | 9,166,000 | 9,440,000 | 9,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,317,000 | 2,759,000 | 4,280,000 | 5,831,000 |
| Interest expense | 189,000 | 464,000 | 795,000 | 1,177,000 |
| Net interest income | 1,128,000 | 2,295,000 | 3,485,000 | 4,654,000 |
| Noninterest income | 107,000 | 268,000 | 416,000 | 532,000 |
| Noninterest expense | 829,000 | 1,740,000 | 2,706,000 | 3,632,000 |
| Provision for loan losses | 24,000 | 48,000 | 78,000 | 108,000 |
| Pretax income | 382,000 | 775,000 | 1,117,000 | 1,446,000 |
| Income tax | 78,000 | 158,000 | 229,000 | 297,000 |
| Net income | 304,000 | 617,000 | 888,000 | 1,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,861,000 | 9,981,000 | 10,202,000 | 10,209,000 |
| Total capital | 10,755,000 | 10,822,000 | 11,104,000 | 11,121,000 |
| Risk-weighted assets | 71,358,000 | 71,810,000 | 71,324,000 | 72,661,000 |