Call reports 2022
SIDNEY STATE BANK — 2022
What SIDNEY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 122,839,000 | 120,035,000 | 119,900,000 | 120,205,000 |
| Total loans | 79,807,000 | 82,945,000 | 85,609,000 | 87,369,000 |
| Allowance for loan losses | 974,000 | 995,000 | 1,017,000 | 1,031,000 |
| Securities available for sale | 18,095,000 | 17,750,000 | 17,346,000 | 16,873,000 |
| Securities held to maturity | 12,008,000 | 10,430,000 | 10,135,000 | 10,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,378,000 | 110,053,000 | 110,310,000 | 109,731,000 |
| Interest-bearing deposits | 93,250,000 | 91,691,000 | 90,969,000 | 91,290,000 |
| Noninterest-bearing deposits | 17,129,000 | 18,362,000 | 19,341,000 | 18,441,000 |
| Equity capital | 8,371,000 | 8,369,000 | 8,432,000 | 8,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,058,000 | 2,204,000 | 3,421,000 | 4,706,000 |
| Interest expense | 101,000 | 208,000 | 303,000 | 434,000 |
| Net interest income | 957,000 | 1,996,000 | 3,118,000 | 4,272,000 |
| Noninterest income | 100,000 | 204,000 | 312,000 | 415,000 |
| Noninterest expense | 731,000 | 1,436,000 | 2,206,000 | 2,982,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 76,000 |
| Pretax income | 308,000 | 728,000 | 1,170,000 | 1,629,000 |
| Income tax | 61,000 | 146,000 | 238,000 | 335,000 |
| Net income | 247,000 | 582,000 | 932,000 | 1,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,604,000 | 9,096,000 | 9,411,000 | 9,596,000 |
| Total capital | 9,426,000 | 9,943,000 | 10,283,000 | 10,483,000 |
| Risk-weighted assets | 65,658,000 | 67,622,000 | 69,683,000 | 70,687,000 |